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Is a Sewage Backup an Emergency? What to Do and Who Pays

Sewage in the house is a health hazard. Here's what to do in the first hour, who is responsible, how cleanup works and how to keep it from happening again.

Yes, a sewage backup is an emergency. Sewage carries bacteria and viruses, so stop using all water in the home, keep people and pets away, and avoid touching it without gloves and boots. A plumber needs to clear the line, and contaminated materials must be removed and the area disinfected before drying.

Key takeaways

  • Stop using every sink, toilet, shower and appliance until the line is cleared.
  • Sewage is Category 3 water. Porous materials it soaks are usually thrown out.
  • Homeowners policies often exclude backups unless you added a water backup endorsement.
  • Renters: notify your landlord in writing. Arizona treats health and safety issues as urgent.

Is a sewage backup an emergency?

Yes. Sewage contains bacteria, viruses and parasites that can make people sick. It also keeps spreading: every flush or drain sends more water to the lowest drain in the house, often a shower or tub. Treat it as an emergency even if the amount looks small.

What should you do right away?

  1. Stop using water. No flushing, showers, laundry or dishwasher.
  2. Keep everyone out of the affected area, especially children, pets and anyone who is sick or pregnant.
  3. Turn off power to the area at the breaker if water is near outlets and you can reach the panel safely.
  4. Protect yourself. If you must enter, wear rubber gloves, boots and eye protection.
  5. Photograph the damage for insurance.
  6. Call a plumber to clear the line, or a septic company if you are on septic.
  7. Call for sewage cleanup. Disinfection and removal of contaminated materials is not a DIY job for anything beyond a small, contained spill.

What causes sewage backups?

CauseWhat happens
Grease and food wasteBuilds up inside drain lines until they close off
Wipes and paper productsSo-called flushable wipes don't break down and snag in the line
Tree and shrub rootsGrow into cracks in older sewer lines
Sagging or broken linesShifting soil causes low spots where waste collects
Full or failing septic systemWaste has nowhere to go and comes back up
Heavy stormsFlooded drain fields or overloaded sewers push water back
City main blockageA blockage in the public main can back up into several homes

Who pays for a sewage backup?

It depends on where the blockage was and what coverage you have:

  • Blockage in your own line (between the house and the city connection): usually the homeowner's responsibility.
  • Blockage in the public sewer main: usually the city or utility's line. Report it to them right away, and ask about their claims process.
  • Homeowners insurance: many standard policies exclude sewer and drain backups unless you bought a water backup endorsement.
  • Renters: the landlord is responsible for the building and its plumbing. Your renters policy may cover your belongings if it includes backup coverage.

Under Arizona's landlord-tenant law (A.R.S. 33-1361), a problem that materially affects health and safety gives a landlord 5 days after written notice. A sewage backup is that kind of problem. See renters insurance and water damage for tenant steps, and what homeowners insurance covers for exclusions.

Sewage in your home? Stop using water and get safe cleanup started now.

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How is a sewage backup cleaned up?

Professional sewage cleanup follows the industry standard for Category 3 water:

  1. Remove standing sewage and solid waste.
  2. Remove and bag porous materials it soaked: carpet, pad, baseboards and the lower part of drywall.
  3. Clean all hard surfaces, then apply an antimicrobial.
  4. Dry the structure and verify it with moisture readings.
  5. Treat lingering odors once the area is clean and dry.

A small toilet overflow onto tile, caught right away, can be cleaned by a homeowner with gloves, paper towels and a disinfectant. Anything that reached carpet, walls or more than one room should be handled by professionals. Learn more on our sewage backup cleanup page.

How do you prevent sewage backups?

  • Keep grease, wipes, paper towels and hygiene products out of drains.
  • Have older sewer lines inspected with a camera every few years.
  • Pump septic tanks on the schedule your septic company recommends.
  • Ask a plumber about a backwater valve if your home has had backups.
  • Add a water backup endorsement to your homeowners policy.

If the backup soaked drywall, see signs of water damage in walls to judge how far it spread, and how fast mold grows if drying was delayed.

Common questions

Can I clean up a sewage backup myself?

Only a small overflow onto a hard surface, caught right away, with gloves and disinfectant. Sewage on carpet, in walls or across several rooms needs professional cleanup.

Does homeowners insurance cover sewage backup?

Many standard policies exclude sewer and drain backups unless you added a water backup endorsement. Check your policy or ask your agent.

How long does a landlord have to fix a sewage backup in Arizona?

Under A.R.S. 33-1361, a problem that materially affects health and safety gives the landlord 5 days after written notice. Most landlords treat a backup as a same-day emergency.

What does a sewage backup look like?

Dark, foul-smelling water coming up through a shower, tub, toilet or floor drain, often when another fixture is used. Gurgling drains and slow drains are early warning signs.

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Call: (856) 481-6893
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